Lending Built on

Knowing your business

Big moments don't wait, and neither should your bank. Whether you're expanding a business, buying property, or working the land, we offer lending built on local decisions and people who know your market.

Agricultural Loans

We are one of the largest agricultural lenders in Texas.

Real Expertise. Real Experience.

Our ag lending team understands crop cycles, equipment needs, and livestock markets in a way that only comes from being part of these communities. Local financing for the land you work, grow, and call home.

One of Texas' Largest FSA Lenders

We’re recognized as one of the largest FSA lenders in the state, which means we can help you access every option available for your operation. We don’t just know the government programs, we are experts in them.

We Do Right By Our Customers

GENEROSITY, LOYALTY, INTEGRITY, COMMUNITY. Those aren't just words on a wall. They're how we show up for the farmers and ranchers we've banked alongside for over a century.

Our team of dedicated, community-minded Loan Officers specialize in:

Crop Diversification
Livestock & Ranch Lending
Equipment Lending
Government Programs
Farm and Ranch Real Estate Loans

Real Estate Loans

From the ground up, and everything in between.

We Know This Market

West Texas commercial real estate has its own rhythms. Our lending team understands the local landscape, the regulatory requirements, and what it takes to make commercial property ownership a reality.

We Do The Right Thing

First United Bank’s foundation of the Ultimate Customer Experience is built on the cornerstones of GENEROSITY, LOYALTY, INTEGRITY and COMMUNITY. These FOUNDING PRINCIPLES are the sum of the way we do business and have done business in West Texas for more than 100 years.

Local Decisions. Real Speed.

Approvals come from people here, with a stake in this community, so you're not left waiting on an answer from somewhere else.

Our team of dedicated, community-minded Loan Officers specialize in:

Retail / Office / Warehouse
Construction
Multi-Family
Farm Land
Land Development

Commercial Loans

Decisions made locally. Capital ready when you are.

A Lender Who Learns Your Business

You'll have a dedicated Loan Officer who takes the time to understand what you're building, helps put together a plan that fits, and stays with you as things grow.

Principles We Live By

We live and work by four FOUNDING PRINCIPLES: GENEROSITY, LOYALTY, INTEGRITY, and COMMUNITY. They shape how we work with every business owner who walks through our doors.

Answers When You Need Them

Our lending decisions are made locally, by people with a real stake in this community. That means less waiting and more doing.

Our team of dedicated, community-minded Loan Officers specialize in:

Working Capital Lines of Credit
Equipment Financing
Oil and Gas
SBA Loans
Letters of Credit

Why we’re passionate about

Supporting Businesses

We started as a small business in 1907. More than a century later, we're still here, growing alongside the ranchers, farmers, and entrepreneurs who make West Texas what it is today.

That's why we created the West Texas Business Spotlight: to share the stories of the small businesses we're proud to call neighbors, customers, and friends.

Your Next Step

Starts Here.

Get financing that meets your distinct financial needs. Lending decisions will remain local and be made by the same familiar faces you know and trust.