| June 30 | 2024 | 2023 |
|---|
| Cash and Due From Banks | $40,142,536 | $81,314,275 |
| Securities | $654,890,445
|
$731,840,196 |
| Federal Funds Sold | - | - |
| Loans and Leases, net of Unearned Income | $1,386,616,115 | $1,303,231,870
|
| Less: Allowance for loan and lease losses | $18,953,909 | $17,937,045
|
| Net Loans and Leases |
$1,367,662,206 |
$1,285,294,825
|
| Bank premises and fixed assets |
$28,289,735 |
$28,632,781
|
| Other assets |
$60,606,506
|
$58,217,914
|
| Total Assets |
$2,151,591,428
|
$2,185,299,991
|
LIABILITIES AND SHAREHOLDERS’ EQUITY
| June 30 | 2024 | 2023 |
|---|
| Noninterest-bearing deposits |
$518,772,285
|
$575,038,983
|
| Interest bearing deposits |
$1,215,130,288
|
$1,206,572,220 |
| Total Deposits |
$1,733,902,573
|
$1,781,611,203 |
| Federal funds purchased |
$2,800,000
|
- |
| Other Liabilities |
$228,851,341
|
$239,367,909 |
| Total Liabilities |
$1,965,553,914
|
$2,020,979,112
|
| June 30 | 2024 | 2023 |
|---|
| Common Stock |
$1,500,000
|
$1,500,000
|
| Surplus |
$93,610,500
|
$93,610,500
|
| Undivided Profits |
$169,010,075 |
$155,512,760 |
| Accumulated other comprehensive income. | ($78,083,061) | ($86,302,381) |
| Total Shareholders' Equity |
$186,037,514 |
$164,320,879
|
| Total Liabilities and Shareholders' Equity |
$2,151,591,428
|
$2,185,299,991
|
