At First United Bank, we like to keep things simple and to the point. So we’ve created four checking accounts that’ll get the job done – and then some. From basic to all the bells and whistles; there’s an account to fit your needs just right.
Compare Accounts
Spirit Cash Back Checking
MINIMUM OPENING DEPOSIT
$50
OVERDRAFT PRIVILEGE LIMIT
$500
ACCOUNT BENEFITS
Earns unlimited cash back on qualified debit card transactions after 30.³
Can qualify for Spirit High Interest Savings Account.
Free Branded Checks⁴
25% Discount on Checks
MAINTENANCE FEE
$6
Can be reduced to $0 with 30 qualified debit card transactions. Earn .20 cents on each additional debit card transaction.³
ACHIEVE INTEREST CHECKING
MINIMUM OPENING DEPOSIT
$1,500
OVERDRAFT PRIVILEGE LIMIT
$500
ACCOUNT BENEFITS
Earns Interest
Free Branded Checks4
25% Discount on Checks
MAINTENANCE FEE
$8
Can be reduced to $0 if daily balance never falls below $1,500. If daily balance falls below $1,500, additional debit fee of .25 cents per debit item.
Heritage Senior Checking
MINIMUM OPENING DEPOSIT
$50
OVERDRAFT PRIVILEGE LIMIT
$500
ACCOUNT BENEFITS
Free Branded Checks⁴
25% Discount on Checks
Free Money Orders & Cashier’s Checks
ATM Fee Refunds⁵
MAINTENANCE FEE
$0
If 67 years of age or better.
eMerge basic Checking
MINIMUM OPENING DEPOSIT
$100
OVERDRAFT PRIVILEGE LIMIT
$500
MAINTENANCE FEE
$0
$0 with eStatement
Always Free Benefits:
- eStatement with Images
- DIGITAL BANKING+ & Bill Pay¹
- ATM/Visa® Debit Card²
- Unlimited ATM use at all surcharge-free FUB, MoneyPass Network and Stripes Convenience Stores ATMs
- 24/7 Phone Banking
1 – .50 cents per item after 10 items on eMerge Basic Checking.
2 – First issued card is free. $5 replacement fee for lost or stolen cards.
3 – Maintenance fee buy-down of .20 cents for each qualified debit card transaction. Once maintenance fee reaches $0, a .20 credit will be given for each qualified debit card transaction. A qualified debit card transaction includes all Point-of-Sale (POS) transactions (debit and signature-based) that post to your account during the statement cycle. Excludes ATM/ITM withdrawals.
4 – Limited to 1 (one) box annually.
5 – Up to four (4) foreign (non-FUB) ATM fees refunded per statement cycle.